About Us

At Live Oak Insurance & Financial, we’re an independent agency based in Cookeville, Tennessee, dedicated to helping individuals, families, and businesses protect what matters most. We recommend coverage that truly fits your needs and budget. Our team is here to guide you through every step—from choosing a policy to navigating a claim—so you can feel confident that your insurance is working for you, not the other way around.

Why Chose Live Oak?

We believe that great insurance coverage is just as important as affordable insurance rates. If you’re looking for an insurance agency that can offer a quality customer experience with unbeatable coverage, look no further, we provide BOTH!

3 Reasons Why You Should Choose A Local Agent

  1. One-stop shop for your insurance needs
  2. We work for you throughout the entire process
  3. We understand your area the best
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Erie Insurance

Local Agent

Erie Insurance has been providing the protection you need and the service you expect, all at a great price. See why more than 90% of customers stay with Erie Insurance year after year.

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Facts About Erie Insurance

The ERIE Difference

  • Since 1925, we’ve been providing the protection you need and the service you expect – all at a great price. See why more
    than 90% of customers stay with us year after year.
  • We try to fulfill our business responsibilities with more heart than any other insurer out there. We think big, but
    still care about the individual.
  • We’re a regional insurer that ranks highly among much larger companies.
  • 12th largest auto insurer in the U.S.
  • 12th largest home insurer in the U.S.
  • 13th largest business insurer in the U.S.
  • When you’re shopping for insurance, it’s important to select a company that will be financially sound for many years to come. One way to check on a company’s financial strength is to refer to ratings from independent organizations.
  • A.M. Best is a respected provider of financial ratings for insurance organizations.
  • Erie Insurance Group has earned A.M. Best’s rating of A+ (Superior).
  • Erie Family Life Insurance Company has earned A.M. Best’s rating of A (Excellent).
  • FORTUNE 500 Ranking
  • Erie Insurance ranked number 414 on the 2023 FORTUNE 500® list, falling from 368 in 2022. The list ranks the largest American companies based on total revenue. Erie Insurance made its initial
    debut on the list as number 454 in 2003.